6 Ways a Budget Spreadsheet Can Help Transform Your Finances

Today’s spreadsheet is much more powerful than the first spreadsheet developed by Dan Bricklin with others in 1979. Most businesses, banks, and governments use spreadsheets for their financial work, such as creating a monthly budget spreadsheet and tracking expenses. In addition to businesses, banks, and government, a budget spreadsheet provides you, an individual user, 100% control over budgeting. Moreover, it […]

How to Get Back on Track When You’re Behind on Your Bills

Struggling to get your personal finances in order? You’re not alone. Managing your money is a challenge. At some point, almost all of us have struggled with debt, and getting on track financially means taking control. When you feel in control of your money, it’s a lot easier to make smart financial decisions. This is easier said than done, but if you […]

Ways to Curb Overspending Habits

Ways to Curb Overspending Have you ever started off the month with the best of intentions to save money – buying only what you need, steering clear of the sales displays, and trying to watch your spending? And then, despite your best efforts, it just seems to happen. Before you know it, you’ve spent more money than you wanted to. Don’t beat yourself up, […]

How to Recover Financially After Unemployment

Get in the Right Mindset – How to Recover Financially Losing a job poses a major financial threat to most workers. Nearly 80% of American workers live paycheck to paycheck according to CareerBuilder. For them, a loss in income would immediately compromise their ability to meet financial obligations. Even when you have a financial safety net, a job loss can […]