Will My Medical Debt Disappear After 7 Years?

While your medical history is certainly not a part of your credit report, unpaid medical debts that go to collections can go onto your report and affect your credit score. Collections marks on your credit report can take a chunk off your credit score and last up to 7 years. However, there is good news – credit agencies now weight medical […]

How Bankruptcy Impacts Your Credit Score

Many people think of bankruptcy as financial Armageddon, the final act in a downward spiral that ends with a judicial order that discharges the debt. As bad as bankruptcy is, it doesn’t leave a lifelong black mark on your finances, but restoring your financial good name takes effort as well as time. You ask, how bankruptcy impacts your credit score? […]